home
Mortgages made simple.

Your journey home starts here.

With our Best Rate Guarantee, buying a home has never been simpler.

Apply Now
spend+ cashback checking

A free checking account that pays you cash back.*

Start spending and earning with a simplified, benefit-driven account.

check_circle
Earn 1% cash back on everyday purchases
check_circle
Get paid up to 2 days early*
check_circle
Access to 88,000+ fee-free ATMs
Learn More
PERSONALIZED LOANS

Personalized auto, home, and personal loans that fit your needs.

Texas Tech Credit Union Auto Loans
Get the money you need to get where you’re going with our flexible loan terms and payment plan options.
LEARN MORE
arrow_right_alt
Texas Tech Credit Union Home Loans
Our experts have seen it all and are here to guide you through the home-buying process one easy step at a time.
LEARN MORE
arrow_right_alt
Texas Tech Credit Union Personal Loans
From medical emergencies to planned vacations, our personal loans and lines of credit will get you there, hassle-free.
LEARN MORE
arrow_right_alt
Earn

Make your money work as hard as you do.

Maximize the growth of your hard-earned money with our high-yield CD and Money Market Accounts.

event_available
Certificates of Deposit
savings
Money Market
Features:
check_circle
Earn a higher fixed rate than a traditional savings account
check_circle
Choose a term ranging from 6 months to 5 years
check_circle
Federally insured by the NCUA
Learn More
Features:
check_circle
Maintain easy access to your funds while earning higher dividends
check_circle
Enjoy the flexibility of unlimited deposits and withdrawals
check_circle
Federally insured by the NCUA
Learn More
Mobile phone on desk displaying Texas Tech Credit Union's rates page
Mobile app

A bank that goes where you go.

With the Texas Tech Credit Union app, you can access your accounts, monitor your credit score, and stay in control of your money anytime, anywhere.

Texas Tech Credit Union iOS Mobile AppTexas Tech Credit Union Google Play Mobile App

Where Red Raiders Bank.

Open an Account
Texas Tech Credit Union Logo
Get CoBrowsing Code
Support CenterBranch & ATM Locations(806) 742-3606
Routing Number: 311386073
PRODUCTS & SERVICES
Spend+ Cashback AccountSpend AccountSave AccountCertificates of Deposit (CD)Money Market AccountHome LoansAuto LoansPersonal LoansSkip-A-Pay
Home LoansAuto LoansPersonal LoansSkip-A-Pay
resources
Current RatesBlog
Company
About UsCareersContact UsFinancial Reports
Texas Tech Credit Union iOS Mobile AppTexas Tech Credit Union Google Play Mobile App
Copyright © 2018-2025 Texas Tech Credit Union. All Rights Reserved.
Federally Insured by NCUA.
Equal Housing Lender Logo
Equal Housing Lender.
Privacy PolicyTerms of Use
Links to external websites are provided for convenience. Texas Tech Credit Union is not responsible for their content, links, privacy, or security policies.