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Your guide to smarter banking and borrowing.

Everything you need to know about banking, borrowing, saving, and building a better financial future.

Guides for life's biggest financial moments.

From buying a car to buying a home, our guides walk you through the big financial decisions step by step.

Car Financing Guide

Rates, terms and the paperwork that comes with financing your next vehicle.

Car Financing Guide

Banking Switch Kit

Move your accounts over without missing a payment. A step-by-step checklist.

Banking Switch Kit

First-Time Homebuyer Guide

Finding the right home loan is not about luck. It is about knowing the numbers that matter.

First-Time Homebuyer Guide
Mortgage

Bridge Loans: Buy Now - Sell Later

Oct 8, 2026, 11:25:58 AM|3 Min Read

Buying a new home is exciting, but timing doesn't always work out the way we'd like.

Bridge Loans: Buy Now - Sell Later
Safety & Security

Stay One Step Ahead: How to Protect Yourself from Imposter Scams

Oct 5, 2026, 4:28:49 PM|3 Min Read

In today’s fast-moving digital world, scams are getting sneakier and harder to spot—especially imposter scams. These scams trick people by pretending to be someone they trust, like a bank employee, a government agent, or even a family member in trouble. At Texas Tech Credit Union we want our members to feel confident and secure when it comes to their money and personal information. That’s why we’re sharing tips on how to recognize and avoid imposter scams—plus, what to do if something doesn’t feel right. ‍

Stay One Step Ahead: How to Protect Yourself from Imposter Scams
Safety & Security

4 Tips for Creating a Strong Online Banking Password

Oct 5, 2026, 4:25:30 PM|6 Min Read

Cybercrime is becoming increasingly more common, and it’s likely to cost businesses and individuals $10.5 trillion annually by 2025. Last year, more than 1,000 data breaches were reported in the U.S., and data leaks impacted more than 155.8 million people.

4 Tips for Creating a Strong Online Banking Password
Safety & Security

What Is NCUA and Why It Matters to You

Oct 5, 2026, 4:20:33 PM|2 Min Read

The National Credit Union Administration (NCUA) is a U.S. federal agency that oversees federally insured credit unions and operates the National Credit Union Share Insurance Fund (NCUSIF). It was established by Congress in 1970 to ensure members’ deposits are protected. To date, no one has ever lost insured funds at an NCUA-backed credit union. By depositing at an NCUA-insured credit union, you automatically receive coverage—there is no signup needed. It is federal insurance backed by the full faith and credit of the U.S. government.

What Is NCUA and Why It Matters to You
Safety & Security

Protect Yourself From Being Scammed Over the Phone

Oct 5, 2026, 3:55:54 PM|3 Min Read

Protecting your financial information is a vital part of digital banking, as the looming threat of hacks is only getting worse. Scammers are always coming up with new ways to try to steal your personal information. Recently, members have been receiving fraudulent text messages claiming to be from Texas Tech Credit Union. Please know we will never ask you for financial or personal information via text and Texas Tech Credit Union 's text alerts do not contain any links. Don't be the next victim of a phone scam—know what to look for and how to protect yourself.

Protect Yourself From Being Scammed Over the Phone
Loans

What Is a Homestead Exemption—and Why Is It a Smart Move for New Homeowners?

Jun 6, 2026, 12:00:00 AM|4 Min Read

The short answer A homestead exemption helps lower your property tax bill by reducing the taxable value of your primary home—making it one of the simplest ways to keep more money working for you.

What Is a Homestead Exemption—and Why Is It a Smart Move for New Homeowners?
Banking Basics

Famous TV Characters and Their Money Mistakes We Can Learn From

Mar 12, 2026, 12:00:00 AM|3 Min Read

You can love a TV character and still admit they’re a financial disaster. In fact, some of the most iconic characters on television are relatable not because they have it all together… but because they very much do not.

Famous TV Characters and Their Money Mistakes We Can Learn From
Loans

50 years in, and Tom Couture has never slowed down.

Feb 14, 2026, 12:00:00 AM|6 Min Read

From the moment his mother pushed him to apply for his first job, Tom has been a self‑taught mortgage professional who learned this industry desk by desk, role by role, one skill at a time. Half a century later, Tom is still learning. Today he’s enrolled in the Mortgage Bankers Association’s Certified Mortgage Banker (CMB) program, a rigorous, college‑level course with only a few hundred active designees nationwide. When he completes it, he and his daughter—who earned her CMB last year—will become the first father‑daughter pair in history to hold the designation. It’s a fitting next chapter for someone who has never stopped growing, never stopped adapting, and never stopped showing up for the people he serves.

50 years in, and Tom Couture has never slowed down.
Loans

How Refinancing Your Auto Loan Can Save You Thousands

Feb 10, 2026, 12:00:00 AM|5 Min Read

If you financed your vehicle through a dealership or another bank, there’s a good chance you’re paying more than you should—both on your loan and on extras like warranty plans. Many Texas Tech Credit Union members who refinance their auto loans with us save around $2,400 on average, with some savings reaching as high as $13,000 after we help unwind unnecessary dealer add‑ons.

How Refinancing Your Auto Loan Can Save You Thousands
Banking Basics

Smart Money Moves to Make Before the Year Ends

Nov 3, 2025, 12:00:00 AM|3 Min Read

‍As the holidays approach and the year winds down, October is the perfect time to take stock of your finances. Between the bustle of gift shopping and year-end deadlines, a few smart money moves now can make a big difference later. From maximizing tax advantages to planning ahead for 2026, these strategies will help you finish strong and start the new year with confidence.

Smart Money Moves to Make Before the Year Ends

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