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The Cure to Renting.

Mortgage loans for Doctors.

Our Doctor Loan Program is built around your unique financial journey. Whether you're just starting out or well into your career, we work around your demanding schedule, so you can focus on your patients while we focus on your home.

doctor mortgage loans

Features & Benefits

Up to 100% Financing

Medical professionals can finance the full purchase price on loans up to $1.5 million.

No Private Mortgage Insurance

Enjoy added savings with no PMI required, lowering your monthly payment.

Excluded Student Loan Debt

Deferred loans may be excluded from your debt-to-income (DTI) calculation.

Job Situation Consideration

Practicing doctors or residents and fellows with a job lined up can close 90 days before starting.
ELIGIBILITY REQUIREMENTS

Medical professionals who qualify include:

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Actively practicing medical doctors (MD, DO, DDS, DMD, DVM, DPT, PharmD, DC)
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Medical fellows or residents currently employed or starting within 90 days of closing
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connect with an expert

The cure to renting.

Contact a mortgage loan officer today. Our experts are ready to guide you through the process with exceptional service.

Frequently Asked Questions

1

Who can get a Doctor Mortgage Loan?
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MD - Doctor of Medicine

DO - Doctor of Osteopathic Medicine

DDS - Doctor of Dental Surgery

DMD - Doctor of Medicine in Dentistry

DVM - Doctor of Veterinary Medicine

DPT - Doctor of Physical Therapy

PharmD - Doctor of Pharmacy

DC - Doctor of Chiropractic

 

Medical fellows or residents currently employed or starting within 90 days of closing

 

Non-practicing doctors who are solely employed as a professor or in research are not eligible for this program.

2

Does a Doctor Mortgage Loan require mortgage insurance?
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There is no mortgage insurance required with our Doctor Mortgage Loan.

3

What type of residence qualifies for the Doctor Mortgage Loan?
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Primary Residence Only - Single Family, 1-2 Unit, Condos (warrantable & non-warrantable), and townhomes.  

4

Do I have to make a down payment for the Doctor Mortgage loan?
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Finance up to 100% of the purchase price with low-to-no down payment.

*Important Information
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*Non-practicing doctors who are solely employed as a professor or in research or similar are not eligible for this program.  Subject to credit approval.  Other restrictions may apply.  Terms and conditions subject to change without prior notice. Only deferred student loan debt is considered in the exclusion.