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Swipe your way to the championship.
Use your Spend+ Cashback Checking card between now and November 23 for a chance to win a trip to the 2026 Big 12 Championship Game. Every qualifying swipe is an entry.
go. swipe. win.
How it works.
Open Your Spend+ AccountSwipe to enter.
Use your Spend+ Cashback Checking card for everyday purchases from now through November 23. Every swipe earns you an entry. The more you swipe, the more chances you have to win.
New to Spend+? Get five bonus entries.
Open a Spend+ Cashback Checking account during the promotion, and you'll receive five bonus entries, plus one entry for every swipe through November 23.
See if you win.
One winner will be selected by November 25, 2026 and notified using the contact information provided at entry.

Already have a Spend account?

Why you'll love spend+
A checking account that does more.
• No Monthly Fees
• 88,000+ Fee-Free ATMs
• Get Paid Up to 2 Days Early**
• Community ITMs & Branch Locations
Questions?
We've Got Answers.
1
Texas Tech Credit Union members with an active Spend+ Cashback Checking account in good standing are eligible.
New members who open a Spend+ account during the promotion period are also eligible.
Texas Tech Credit Union Employees, Board Members, and Supervisory Committee Members are not eligible, nor are their immediate family members.
2
Yes. Entries are earned through qualifying Spend+ Cashback Checking debit card purchases. If you have a Spend account, you can easily convert it to Spend+ at any branch or by giving us a call. Your account number, debit card number, and existing payments and transfers won't be affected.
3
No. You must fill out the enrollment form, after that, every qualifying* Spend+ debit card purchase you make between September 1 and November 23, 2026, counts as an entry.
*See Member Information Packet for details on transaction eligibility, limitations, and terms.
4
Every qualifying Spend+ debit card purchase during the promotion period counts as one entry. New Spend+ Cashback Checking account holders receive five bonus entries at account opening, plus one entry per qualifying swipe through November 23, 2026.
5
One winner receives a trip package to the 2026 Big 12 Championship Football Game, consisting of two game tickets, hotel accommodations, and $1,000 for food and travel. The winner will be notified using the contact information provided at entry.
6
The winner will be selected in a random drawing around November 25, 2026.
7
No purchase necessary. Open or convert to a Spend+ Cashback Checking account and use your debit card for everyday purchases to earn entries.
8
Each member can only have one Spend+ Cashback Checking account.
9
Yes. Converting your existing Spend account to a Spend+ Cashback Checking account can be done at any branch or by calling us. Your account number, debit card number, and existing payments and transfers will not be affected.

Go. Swipe. Win.
Your Spend+ card is your ticket to the championship. Start swiping today.
* Promotion begins 12:00am CDT on 9/1/26 and ends 11:59pm CDT on 11/23/26. No purchase necessary. One winner will receive a trip package to the Big 12 Championship game, consisting of two game tickets, hotel accommodations for two nights at a hotel to be determined by Sponsor, and $1,000 for food and travel. Winner will be selected in a random drawing on or about 11/25/26 and notified using the contact information provided at entry. Winner must be a Texas Tech Credit Union member in good standing at the time of drawing. In the event that any winner fails to respond to prize notification within one day of such notification or declines the prize for any reason, the prize will be forfeited and, time permitting, an alternate potential winner may be randomly selected from among all remaining eligible entries. Sponsor reserves the right to substitute a prize of equal or greater value. This promotion is not sponsored, endorsed, administered by, or associated with the Big 12 Conference, its member institutions, or any stadium, team, broadcaster, or social media platform. Must be U.S. resident, 18 or older, or at the age of legal majority in the place of your residence at the time of entry. Texas Tech Credit Union employees and directors and their immediate family members and members of the same household are not eligible to participate or win the prize. Any disputes will be resolved solely by binding arbitration and entrants waive the ability to bring claims in a class action format. Void where prohibited. Winner is responsible for any and all applicable taxes. The prize is non-transferrable and non-assignable, with no cash redemptions. Use of game tickets are subject to the standard terms and conditions applicable to the tickets.
** Direct deposit required. Receiving direct deposit funds up to two days early is dependent on when payment details are provided by the payer. If your deposit does not arrive early, it will arrive on your scheduled payday.
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