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Effortless financing with bank statement loans.

Financing for self-employed borrrowers.

Secure financing with loans based on your bank statement income, not tax returns.

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BAnk statement loan Financing

What is a bank statement loan?

A bank statement loan is for self-employed individuals, using bank statements to verify income instead of tax returns. It offers flexible financing for those with non-traditional income.

Why Choose a bank statement Loan?

Explore bank statement loan benefits.

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Flexible For Self-Employed Borrowers
Bank statement loans are flexible for self-employed borrowers, offering an alternative qualification process that considers your business income and cash flow.
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Loan Purpose Flexibility
Discover flexible repayment options with bank statement loans. Select from interest-only or fully amortizing payment plans to suit your financial preference. 
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Flexible repayment options
Our bank statement loans are versatile for primary residences, secondary homes, or investment properties. Tailored repayment plans ensure flexibility, supported by our customer-focused and professional service.
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First-time Buyer Friendly
Bank statement loans are first-time home buyer-friendly, providing accessible financing options tailored to meet the unique needs of new homeowners.
Versatile options for your home financing

Discover Your Bank Statement Loan Options

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Purchase
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Refinance

Bank Statement Purchase Loan

A Bank Statement Purchase Loan is designed for self-employed individuals or business owners who may not have traditional income documentation. This loan allows you to qualify for a mortgage based on your bank statements, reflecting your true income and financial situation. It provides an excellent opportunity to purchase a home even if your financial profile doesn’t fit the conventional mold.

Benefits

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Qualify using bank statements
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No tax returns required
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Competitive interest rates

Bank Statement Refinance Loan

A Bank Statement Refinance Loan offers a tailored solution for self-employed borrowers looking to refinance their existing mortgage. This loan uses your bank statements as proof of income, providing a flexible refinancing option that accommodates your unique financial situation. With competitive rates and terms, it’s a smart way to manage your mortgage while aligning it with your current income flow.

Benefits

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Refinance using bank statements
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No need for traditional income verification
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Flexible refinancing options
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connect with an expert

Want to talk to someone about a bank statement loan?

Ready to explore flexible financing with bank statement loans? Connect with a loan officer today to discuss personalized options that fit your financial goals. Take the first step towards financial flexibility and security now.

Connect with a Mortgage Loan Officer

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