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Utilize investment properties to your advantage.

Optimize investments with DSCR loans.

Maximize your investment potential with loans based on property cash flow.

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DSCR loan Financing

What is a DSCR loan?

A DSCR loan is designed for real estate investors and is based on the property's Debt Service Coverage Ratio. It allows for easier qualification by focusing on the income generated by the property rather than the borrower's personal income.

Why Choose a DSCR Loan?

Explore DSCR loan details and benefits.

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No Income Documents Needed
With DSCR loans, borrowers can qualify without the need for traditional income verification documents, simplifying the loan process overall.
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Close In The Name of Your Business
With a DSCR loan, you can close in the name of your business, allowing for streamlined asset management and enhanced liability protection.
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Flexible Rate Options
Tailor your rate with DSCR loans: select from options with no prepayment penalty or penalties for 1, 2, or 3 years, giving you flexibility and control.
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Beginner Friendly
This product welcomes new and seasoned investors, offering the opportunity to leverage DSCR loans for their investment needs with ease and confidence.
Versatile options for your home financing

Discover Your DSCR Loan Options

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Purchase
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Refinance

DSCR Purchase Loan

A DSCR Purchase loan is ideal for real estate investors looking to acquire income-generating properties. This loan type focuses on the property's cash flow, making it easier to qualify and secure financing.

Benefits

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Flexible financing
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Potential for higher loan amounts
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Easier qualification

DSCR Refinance Loan

A DSCR refinance loan allows real estate investors to refinance their existing income-generating properties, potentially lowering interest rates or accessing equity. This loan type focuses on the property's cash flow, providing financial flexibility.

Benefits

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Lower interest rates
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Access to home equity
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Simplified approval process
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Connect with an expert

Want to talk to someone about a DSCR loan?

Interested in a DSCR loan? Contact a loan officer today to explore financing solutions for your investment needs. Start securing your financial future with confidence and expert guidance.

Connect with a Mortgage Loan Officer

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